In the complex and changing insurance industry of today, filing a claim can be extremely difficult to navigate.
There a few things to consider when filing a claim on your home, auto or business:
Has your policy coverage changed? Certain exclusions, deductibles, coverage and specific requirements are now on many policies where they once were not.
Eligibility for future policies? Will your carrier drop you when you file a claim? How many claims per time period are you allowed to have?
How much will it cost me to file a claim versus repair? Have you noticed that the cost to repair something on an insurance claim costs a lot more than if you didn’t have insurance? Many companies increase those costs for the insurance company to pay a higher amount. This accounts for the higher increase of cost to repair and may make more sense to pay out of pocket and avoid the claim on your insurance history.
As always, we are here to be a resource to you to help navigate the process of #claims.
